Death Benefit Options

In some cases, you can attach an option to your annuity that allows it to increase and compound annually by a set amount. This rider can credit an annual 8-10% interest, and that accumulated amount can go directly to your heirs.

5 benefits to having a death benefit:

  • Contractually guaranteed annual growth
  • Can be left as a lump sum or distributed over a 5-year period, depending on your policy
  • No fees deducted from legacy benefit
  • Flexibility, you can change the beneficiaries or change your mind and use the money yourself.
  • All death benefits bypass probate and go directly to your heirs

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